With 20/20, getting approved for Mortgage Life Insurance has never been more simple! Learn more about our streamlined application process and how we save you time and money.

At 20/20, we understand that your most important financial asset is your home and you want to protect it. We also understand that many Canadians are hesitant to purchase bank-issued mortgage life insurance because of its limitations.

That’s why we’ve created 20/20 Mortgage Life Insurance. Designed by experts, with YOU in mind, our product is free of the many drawbacks of a traditional mortgage life insurance, offering your family long-term financial protection.

Some of the benefits of our product include:

  • you can choose your own beneficiary
  • your mortgage policy moves with you if you switch lenders
  • you get better premiums
  • no need analysis is required
  • you’re approved instantly

Mortgage Life Insurance That Works For You

At 20/20, our goal is to leave no family unprotected. We offer affordable and flexible products to suit all your needs and help empower you to make the right decisions to secure your family’s future and gain peace of mind in the present.



20/20’s Streamlined Application Process Saves You Time & Money

At 20/20, we understand that purchasing mortgage life insurance is a huge financial step and our team of agents are dedicated to making this both a positive and educational experience for you.

Apply Online

20/20 is the first organisation in Canada to offer a comprehensive, end-to-end online application process for Mortgage Life Insurance. Our streamlined online platform lets you get the protection you need right from the comfort of your own home.



Call an Agent

Alternatively, you can contact one of our nationally-trained agents who are ready to patiently take you through the entire application process, ensuring that all of your information is treated with the utmost confidentiality.

You can even schedule call-backs for times that are most convenient to you.

CALL TODAY: 1-866-821-1439


Use Our Chat Box

Connect immediately with one of our licensed agents using our chat box in the bottom right corner of your screen. We’re always available to help!


Application Process

Unlike with a bank-issued mortgage life insurance, where they decide if you qualify only after a claim is made, with 20/20, you’re approved instantly!

Based on a simple questionnaire, our team confirms whether or not you’ve been approved for MLI. If you have, a policy will be sent out by e-mail.  

Key Facts:

  • you only have to answer 6 simple medical questions to apply
  • coverage under $600,000 DOES NOT require a medical exam or any blood work
  • if, for some reason, you aren’t approved, our agents are happy to discuss and help you find alternative policies to give you and your family the protection you deserve.
  • our policies are less expensive because we don’t have the overhead of large, brick-and-mortar locations.


Get Started Today

To find out more about the application process, or to get a quote based on your specific circumstances and needs, contact us at 1-866-821-1439 or fill in our online contact form.

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